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McCallum Agency Blog Page 2

View the latest blog posts from McCallum Agency.

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Thursday, August 15, 2024

The Commercial Auto Insurance Policy Add-Ons You Need to Know About

Your commercial auto policy might be good, but is it perfect for you? When it comes to commercial auto insurance, you have a lot of options to pick from. Below, we’re covering the best policy add-ons around. Add-On One: Gap Coverage Commercial auto insurance gap coverage is one of the most important add-ons. READ MORE >>

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Monday, July 15, 2024

What Insurance Do You Need on a New Farm?

Starting a new farm is an exciting but expensive venture that offers as much risk as it does reward. This is why insurance is recommended for farmers to protect their assets and income in case of a lawsuit or accident. However, not all insurance policies are created equally and it is important to find the right policy for your farm’s needs. READ MORE >>

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Monday, June 10, 2024

4 Ways to Protect Your Business and Employees from Severe Weather

When severe weather strikes, the aftermath can be devastating. Overturned homes and buildings, downed power lines and injuries all affect your ability to continue business operations. Choosing to ignore the potential damage severe weather can have on your business facilities exposes your business. READ MORE >>

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Friday, May 17, 2024

Top Causes of Home Fires

It seems that this is the time of year when the number of house fires escalates. A fire in the home is devastating, often destroying the structure, ruining precious belongings and even causing injury or death to loved ones. To prevent one in your house, consider these top causes of house fires. READ MORE >>

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Thursday, April 18, 2024

Barn And Outbuilding Security For Farmers And Ranchers

If you own a farm or ranch, chances are you have quite a few outbuildings on your property. Those buildings hold value themselves, and they hold valuable property. Should they face security threats, you could stand to lose money. What can you do, as a property owner, to protect outbuildings from barns to storage sheds? READ MORE >>

Thursday, March 14, 2024

Adjusting Your Auto Insurance When You Move

Moving to a new home can impact how much risk your vehicle faces.  What worked for you in your old home might not work for you in your new one. Therefore, it is best to specifically review your auto policy during your move. Your insurance agent can help you update and adjust your coverage so that it remains effective in your new place. READ MORE >>

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Tuesday, February 27, 2024

Does the Cost of Life Insurance Go Up with Age?

There are a lot of myths and misunderstandings when it comes to life insurance. For example, life insurance is not a replacement for health insurance or workers compensation and most policies do not pay out to the policyholder. One of the most common misunderstandings, however, is with the cost of life insurance. READ MORE >>

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Wednesday, January 31, 2024

When Does Farm Insurance Pay Out?

Although farm insurance has several unique aspects, the claims process is much the same as any other business insurance policy. When you file a claim on any part of your farm insurance policy, you will need to follow the normal claims process, along with waiting the proper length of time to receive compensation. READ MORE >>

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Friday, December 29, 2023

How Does Home Insurance Work for Electronics?

Home insurance policies cover a variety of dangers that can face both your physical home and everything in it. Along with personal belongings, you may have multiple electronics that need coverage in case of an accident. If your expensive laptop is stolen, for example, you will want to know that home insurance will cover the cost of a replacement. READ MORE >>

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Friday, November 17, 2023

Do You Need Home Insurance if You Pay Off Your Mortgage?

Some homeowners are surprised to discover that home insurance is not required by federal or even most state laws. Instead, mortgage lenders will require you to carry enough home insurance to cover the mortgage of your home. This is to cover the lender’s possible losses in case the home is damaged or destroyed. READ MORE >>

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