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McCallum Agency Blog

View the latest blog posts from McCallum Agency.

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Friday, June 13, 2025

Deciding How Much Bond Coverage You Need

  If you provide a contracted service, clients expect you to finish the work on time. They also expect you to do the work correctly and for the project to function efficiently. But, what if you can’t complete the work? In these cases, many businesses purchase surety bonds. READ MORE >>

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Tuesday, May 13, 2025

Understanding Business Obligations After a Commercial Property Loss

When businesses experience a commercial property loss, these losses can be tough to manage. It is important to remember that the insured party has certain obligations to the insurance company that must be fulfilled for the efficient handling of the claim. Listed below are common steps to take after a commercial property loss. READ MORE >>

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Thursday, April 10, 2025

Estimating Business Insurance Needs Before Launching Your Consulting Business

  Your experience makes it possible for you to begin a consulting business. You’ve worked hard to get to where you are. Now, you want to start your own business and build success from it. Before you do, you need to think ahead and plan for business insurance. READ MORE >>

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Sunday, March 2, 2025

Understanding RV Insurance Deductibles

  Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. READ MORE >>

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Thursday, February 13, 2025

Does Location Play a Role in Home Insurance Costs?

  Does where you live impact how much you pay for home insurance? That's a question that may come up as you are considering buying a new home. Location does matter, to some extent. Home insurance costs vary based on risk. If you live in an area with an increased level of risk, you might pay more for your insurance needs. READ MORE >>

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Monday, January 13, 2025

Tips on What to Do When Your Car Overheats

Tips on What to Do When Your Car Overheats When the summer weather hits, it's easy to let maintenance slide on your vehicle, but one thing you don't want to neglect is your cooling system. There's nothing worse than being stranded on a hot day with steam pouring out of your hood because your car overheated. READ MORE >>

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Wednesday, December 11, 2024

3 Benefits of Universal Life Insurance

3 Benefits of Universal Life Insurance A wide range of life insurance options exist. Those options can become overwhelming. Individuals should have a one-on-one conversation with their agent to determine which form fits their goals best. Take into consideration universal life insurance. How can it work for you? READ MORE >>

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Thursday, November 14, 2024

How to Protect Your Business Through Insurance

  When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks. READ MORE >>

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Tuesday, October 15, 2024

Does Farm Insurance Cover Cattle?

Does Farm Insurance Cover Cattle? Farm insurance is a term used to refer to the many different types of insurance policies that may be available for farms. One common type of farm insurance is livestock insurance, which can help financially protect a farm owner against losses related to their livestock. READ MORE >>

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Thursday, August 15, 2024

5 Ways to Save on Life Insurance

Life insurance is a topic some people don't want to talk about, and a topic some just don't think about. If you fall into one of those categories, maybe it's because it seems you are paying for something you will never use. But, those you love can benefit greatly from it. READ MORE >>

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