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Home > Blog > McCallum Agency Blog: insurance
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McCallum Agency Blog: insurance

View the latest blog posts from McCallum Agency.

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Tuesday, May 13, 2025

Understanding Business Obligations After a Commercial Property Loss

When businesses experience a commercial property loss, these losses can be tough to manage. It is important to remember that the insured party has certain obligations to the insurance company that must be fulfilled for the efficient handling of the claim. Listed below are common steps to take after a commercial property loss. READ MORE >>

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Thursday, April 10, 2025

Estimating Business Insurance Needs Before Launching Your Consulting Business

  Your experience makes it possible for you to begin a consulting business. You’ve worked hard to get to where you are. Now, you want to start your own business and build success from it. Before you do, you need to think ahead and plan for business insurance. READ MORE >>

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Sunday, March 2, 2025

Understanding RV Insurance Deductibles

  Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. READ MORE >>

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Thursday, February 13, 2025

Does Location Play a Role in Home Insurance Costs?

  Does where you live impact how much you pay for home insurance? That's a question that may come up as you are considering buying a new home. Location does matter, to some extent. Home insurance costs vary based on risk. If you live in an area with an increased level of risk, you might pay more for your insurance needs. READ MORE >>

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Monday, January 13, 2025

Tips on What to Do When Your Car Overheats

Tips on What to Do When Your Car Overheats When the summer weather hits, it's easy to let maintenance slide on your vehicle, but one thing you don't want to neglect is your cooling system. There's nothing worse than being stranded on a hot day with steam pouring out of your hood because your car overheated. READ MORE >>

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Wednesday, December 11, 2024

3 Benefits of Universal Life Insurance

3 Benefits of Universal Life Insurance A wide range of life insurance options exist. Those options can become overwhelming. Individuals should have a one-on-one conversation with their agent to determine which form fits their goals best. Take into consideration universal life insurance. How can it work for you? READ MORE >>

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Thursday, November 14, 2024

How to Protect Your Business Through Insurance

  When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks. READ MORE >>

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Tuesday, October 15, 2024

Does Farm Insurance Cover Cattle?

Does Farm Insurance Cover Cattle? Farm insurance is a term used to refer to the many different types of insurance policies that may be available for farms. One common type of farm insurance is livestock insurance, which can help financially protect a farm owner against losses related to their livestock. READ MORE >>

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Tuesday, February 27, 2024

Does the Cost of Life Insurance Go Up with Age?

There are a lot of myths and misunderstandings when it comes to life insurance. For example, life insurance is not a replacement for health insurance or workers compensation and most policies do not pay out to the policyholder. One of the most common misunderstandings, however, is with the cost of life insurance. READ MORE >>

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Wednesday, January 31, 2024

When Does Farm Insurance Pay Out?

Although farm insurance has several unique aspects, the claims process is much the same as any other business insurance policy. When you file a claim on any part of your farm insurance policy, you will need to follow the normal claims process, along with waiting the proper length of time to receive compensation. READ MORE >>

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