McCallum Agency Blog: home insurance
View the latest blog posts from McCallum Agency.
Thursday, February 13, 2025 Does where you live impact how much you pay for home insurance? That's a question that may come up as you are considering buying a new home. Location does matter, to some extent. Home insurance costs vary based on risk. If you live in an area with an increased level of risk, you might pay more for your insurance needs. READ MORE >>
Friday, December 29, 2023Home insurance policies cover a variety of dangers that can face both your physical home and everything in it. Along with personal belongings, you may have multiple electronics that need coverage in case of an accident. If your expensive laptop is stolen, for example, you will want to know that home insurance will cover the cost of a replacement. READ MORE >>
Friday, November 17, 2023Some homeowners are surprised to discover that home insurance is not required by federal or even most state laws. Instead, mortgage lenders will require you to carry enough home insurance to cover the mortgage of your home. This is to cover the lender’s possible losses in case the home is damaged or destroyed. READ MORE >>
Wednesday, September 21, 2022While many people may try to save money on food, clothes, and other common necessities, it doesn't always occur to everyone that their insurance bills aren't set in stone either. And because many people don't discuss the individual insurance premiums, it's hard to get a good handle on what's reasonable and what isn't. READ MORE >>
Monday, March 14, 2022Your stuff is your stuff, no matter where it is. You have homeowners insurance to protect not only your house, but also the belongings stored there that turn it into a home. Did you know that your homeowners insurance probably offers protection for your belongings that are temporarily outside of your home? READ MORE >>
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